There are many ways that your property can catch fire; fires happen in Florida way more than people realize. Some common ways a house catches fire are lightning strikes and extreme heat, both of which are very common in Fort Lauderdale. Older homes are especially prone to catching fire!
In terms of destruction to a property, there isn't much that can compete with a fire. Fire damage can range from complete and utter destruction of the home to minor damage from smoke resulting from a tiny fire that was easy to put out. Fires are not only hazardous but can end up being very costly.
Assuming you are now safe from the fire caught in your home, the following steps are to contact a public adjuster to help you through the fire damage insurance claims process to ensure you receive the maximum payout!
What To Do
What NOT To Do
Fire damage can be tricky, and the insurance company's adjusters will do all they can to pay you the least amount of money possible. Fire has two classifications by the insurance company, primary fire damage and secondary fire damage.
Primary fire damage includes areas of the building and content within the flames directly affected. Secondary fire damage is damage from smoke and other corrosive substances caused by the fire.
Ensuring you have a public adjuster with experience and a built-out team, including a fire restoration company, for handling fire damage in your home can help you get a much larger payout, up to 700% more than the insurance company was attempting to payout.
Fire Damage Estimate & Insurance Analysis
The first step is to assess the fire damage done to your property. Our estimate team creates an accurate estimate of the damage and then reviews the details of your insurance policy. Then a claim is filed with the insurance company; if you were lowballed or had your claim denied, we will reopen it for you!
Settlement Offer & Negotiation
The insurance companies have a 90-day window to make a decision after a claim has been filed. After that, they either offer a settlement (typically meager) or deny the claim. No matter the outcome, we are by your side. Our licensed public adjusters will then negotiate on your behalf to get the best possible payout.
Receive Your Money
This, of course, is the best part, where you get paid what you deserve for all the loss and heartache suffered from your home catching on fire.
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